Real estate appraisal services for homeowners in the city of Valparaiso and Porter County

Check out the top seven reasons why IN homeowners call on Nelson Appraisal Service:

To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
To challenge a IN property tax assessment
Remove PMI to lower a mortgage payments
To reinstate their Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
If real estate needs to be divided because of a divorce
To settle an estate in IN by determining the true market value of real estate in question

Need help deciding the price of your home in or near Valparaiso, IN?
Contact Nelson Appraisal Service.

At Nelson Appraisal Service, we understand the individual needs of a homeowner after appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Nelson Appraisal Service will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very valuable negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. It gives you something concrete to show the buyer. An appraisal is an independent third party's opinion of your house's price -- not just how much you think your house is worth. Interested buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value report than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is an attractive way to save money for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to the lender to have the PMI eliminated from your loan. We are qualified in helping clients just like you dismiss unwanted PMI insurance.

Challenging Porter county's assessment of your property

If you live in a region that is declining or is not appreciating as much as other houses nearby, your local tax assessor may have your home overvalued. That only means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. When contesting your property tax assessment, getting a professional appraisal from Nelson Appraisal Service is your best weapon.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area. This can this be disadvantageous from a cash flow viewpoint, and detrimental to your credit score since it may appear as though that credit line is maxed out. Nelson Appraisal Service can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just received a copy of your appraisal and you would wish to have a professional double-check it for efficiency or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have had done before. Even though this is typically requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your house.